Short Sales
Client Package
What is a Short Sale?
Given the recent decline of the real estate market, many homeowners are finding themselves in a position where the total amount due on their mortgage loan(s) exceeds the value of their home. A short sale occurs when homeowners negotiate with their lender(s) to sell the home for less than the total amount due on the mortgage loan(s) secured by the home.
A short sale should be the homeowner’s last resort prior to foreclosure. In many cases, the homeowner may be able eligible for a loan modification or workout that would allow the homeowner to stay in the home. It is the generally in the homeowner’s best interest to exhaust all possible modification/workout options before resorting to a short sale. .
|